By applying through CarLender.com you'll be treated better than somebody who just shows up on a dealer lot and takes their chances.

Your local representative will be ahead of the game because he'll know your financial details in advance. What a time savings from a short 60-second application!

Remember our service is free and there's no obligation. All you have to do is check it out. If it doesn't work, say thanks but no thanks.

If a dealership mentions you might need Gap Insurance, don't think they've come up with a new way to rip you off.

It's pretty common nowadays -- especially if you don't have a big downpayment. See this link for an explanation from some insurance company we found on the Web. We don't get any money from any of our links -- we just try to find you the best, most clear information possible.

This is the most obvious piece of advice in the car lending industry, but it's worth repeating.

Stay focused on the total price of the vehicle, not the monthly payment. Pretty much any monthly payment can be worked to fit your budget if the car lender stretches the loan out long enough.